How to Become a Licensed Home Inspector in New Hampshire: Step-by-Step Guide

Becoming a licensed home inspector in New Hampshire involves meeting education requirements, passing exams, obtaining insurance, and following state-specific regulations. This guide breaks down each step of the process and highlights unique New Hampshire requirements. It covers both residential and commercial inspection considerations, required training, licensing steps, costs, insurance, continuing education, and professional development opportunities.

1. Residential vs. Commercial Inspection Requirements

New Hampshire Home Inspector License – New Hampshire offers a single home inspector license that primarily covers residential properties (defined as buildings with 4 or fewer dwelling units). There is no separate state license for commercial building inspections. Key points include:

• Residential Focus: The 80-hour pre-licensing education curriculum is tailored to residential systems (heating, cooling, plumbing, electrical, structure, etc.) for one-to-four family dwellings. This fulfills the core competency for home inspectors of houses and small multi-unit buildings.
• Commercial Inspections: While the state license permits you to inspect commercial properties, no additional state license is required specifically for commercial buildings. However, performing commercial inspections (such as offices, retail, or larger apartment buildings) may demand extra knowledge. It’s strongly recommended to pursue additional training or certification in commercial property inspection (offered by organizations like InterNACHI or AHIT) to ensure you understand larger or more complex building systems.
• Same Licensing Process: Whether you plan to inspect homes or commercial properties, you must go through the same licensing process in New Hampshire. Once licensed, you can legally offer home inspection services for residential clients, and you may also inspect commercial buildings (bearing in mind any contractual or insurance requirements for commercial work).

Note: Many New Hampshire home inspectors start with residential inspections and later expand into commercial inspections after gaining experience. Commercial inspections often aren’t explicitly regulated by the state, but clients may expect you to have a strong grasp of commercial building components. Consider obtaining a “Commercial Inspector” certification or training module for credibility in that market.

2. Education and Training (Pre-Licensing)

Complete Required Education: New Hampshire law requires completion of at least 80 hours of board-approved home inspection education before you can get licensed. Key details about the education and training requirements include:

• Curriculum: The 80-hour course must cover all major components of a home: heating, cooling, plumbing, electrical, structural, foundation, roof, interior/exterior, and site conditions. This ensures you have a well-rounded knowledge of residential construction and systems.
• Approved Courses: The course must be approved by the New Hampshire Board of Home Inspectors. You have options for fulfilling this:
  • Online Courses: Online training is allowed in NH (distance education is permitted) . For example, InterNACHI offers a free online 80-hour pre-licensing course for members, which is state-approved . Other providers like ICA, AHIT, and McKissock also have NH-approved online courses.
  • In-Person Classes: You may prefer a classroom or live training. Some schools or local community colleges offer live 80-hour home inspector courses. Ensure any in-person class is board-approved.
  • Hybrid Programs: Some programs combine online study with field training or webinars. New Hampshire does not require field training or ride-along inspections as part of licensure (no apprenticeship needed) , but getting some hands-on experience (even if optional) can be valuable before you inspect solo.
• Duration: The 80 hours can typically be completed in a few weeks if full-time, or over a couple of months part-time. Many online courses are self-paced. For instance, some students finish in 2–3 weeks with intensive study , while others spread it out over longer periods.
• High School Diploma/GED: In addition to the 80-hour course, you must have at least a high school diploma or GED. This is a baseline education prerequisite.
• Age Requirement: You must be at least 18 years old to be licensed. (You can take the course and exam before 18, but cannot be licensed until 18.)

Choosing a Course: When selecting your 80-hour training, consider factors like cost, format, support, and exam prep:

• Cost: Prices range from $0 to about $800 depending on the provider. InterNACHI’s course is free for members (InterNACHI membership is ~$49/month or $499/year). Other schools like AHIT or ICA charge around $500-$700 for online courses , sometimes up to ~$1000 for premium packages with extra materials.
• Includes Exam Prep: Many courses include or offer NHIE (National Home Inspector Exam) prep materials, which is useful (since passing the NHIE is required – see next section).
• State Approval: Double-check that the course is explicitly approved by NH Board of Home Inspectors. Most major providers will state this. For example, AHIT, InterNACHI, ATI, and ICA all advertise NH approval .
• Mode: If you prefer in-person learning, look for seminars or classes in New England area (some neighboring states’ live classes might count if approved by NH). If you need the flexibility of self-paced study, go with an online course.
• Additional Topics: Some programs bundle extra certifications (like mold or radon) which can be a bonus if you plan to offer those services (more on mold/radon in section 8).

By completing the 80-hour education requirement, you’ll receive a Certificate of Completion. This certificate will need to be submitted with your license application as proof of training.

3. Licensing Process and Exams

After finishing your training, you must navigate New Hampshire’s licensing process, which involves an exam, a background check, and paperwork. Below are the step-by-step application requirements:

1. Pass the National Home Inspector Examination (NHIE): The NHIE is a nationally recognized exam adopted by New Hampshire for licensure . Key facts about the exam:

• It is a proctored, 4-hour exam with 200 multiple-choice questions (25 of them are unscored pilot questions).
• Topics cover all aspects of home inspection practice (building systems, professional practice, report writing, etc.).
• Cost: Approximately $225 per attempt (paid to the examination provider). Fees can vary slightly by testing center.
• Scheduling: You must schedule the NHIE through an authorized testing center. New Hampshire’s Board provides info on how to register (often through PSI or PearsonVUE testing services). Plan ahead – you may need to book a few weeks out.
• Preparation: The exam is known to be challenging with a broad range of technical questions . Use your course’s exam prep tools, take practice tests, and study the NHIE content outline. Some candidates also use third-party NHIE study guides or prep courses. A 200-page study guide and 700 practice questions are often provided by training schools. Take the exam when you feel confident in your knowledge.
• After passing, you will receive a score report and proof of passing (e.g., a certificate or notification) – keep this as you’ll need to include evidence of passing the NHIE with your license application.

2. Complete a Criminal Background Check: New Hampshire requires all applicants to undergo a state police background check:

• Fill out the “Criminal Record Release Authorization Form” (NH Dept. of Safety, Division of State Police). This form must be notarized and authorizes the release of your criminal history to the licensing board .
• Submit the form with the required fee to the NH State Police. The fee is $25 (as of 2025) for the background check . You can typically submit by mail or in person to the State Police Criminal Records unit.
• Timeline: It may take a couple of weeks for the background check results to be processed. The form has a field for “Date of Submission” which you’ll note on your license application .
• Tip: Start this process as soon as you pass the exam (or even while waiting for an exam date) so it doesn’t delay your application. Make sure to use the current form from the NH State Police website to avoid any issues.

3. Obtain Liability Insurance: New Hampshire law mandates that home inspectors carry general liability insurance and show proof of coverage to get licensed. While the law does not specify a minimum coverage amount, you need to have an active policy. Details:

• General Liability Insurance: This protects you if you accidentally cause injury or property damage during an inspection (for example, you might accidentally break something in a client’s home). Many insurers offer policies tailored to home inspectors.
• Coverage Amount: Since NH doesn’t set a minimum, choose a coverage limit that is prudent. Common limits are $300,000 or $500,000 per occurrence, and many inspectors opt for $1,000,000 for peace of mind. Some clients (or referral sources like real estate agencies) may prefer you have at least $300K-$1M in coverage.
• Cost: General liability premiums for a solo inspector are relatively affordable – roughly on the order of $400-$600 per year. AHIT estimates about $40 per month for a small business GL policy , though rates vary by provider and coverage amount. Shop around with insurance companies that specialize in inspector insurance or ask fellow inspectors for recommendations.
• Proof of Insurance: Your insurance company will issue a Certificate of Insurance. Ensure the certificate lists your coverage details and that it’s valid (unexpired). You must include this proof in your application to the board. The Board will want to see the insurer name, your name (certificate holder), coverage type, and policy limits.
• Errors & Omissions (E&O) Insurance: Unlike general liability, Errors & Omissions insurance (professional liability coverage for mistakes or missed defects in your inspection report) is not required by New Hampshire state law. However, E&O is highly recommended for protecting against claims of negligence. Many clients also expect inspectors to carry E&O. E&O coverage can be purchased separately or bundled with your general liability (some insurers offer combo policies). Cost for E&O is higher – typically $1,000 to $2,500 per year for home inspectors depending on coverage limits and your claims history. While you don’t need to show E&O proof for licensing, consider obtaining it for your own protection once you start inspecting.

4. Submit the License Application and Fees: Once you have completed the above steps (education, exam, background check, insurance), you’re ready to apply for your license:

• Application Form: Fill out the official “Application for Licensure as a Home Inspector” from the NH Office of Professional Licensure & Certification (OPLC). The application will ask for your personal details and require you to attach:
  • Proof of education (the 80-hour course completion certificate).
  • Proof of passing the NHIE exam (score report or certificate).
  • Proof of liability insurance coverage (certificate of insurance).
  • Confirmation that you submitted the criminal background check form (often a checkbox and a date on the application) .
  • Any other required enclosures (some applications ask for things like reference letters or notarization of the application itself – check the form’s instructions).
• Fees: Pay the required licensing fees. For New Hampshire, the fees are:
  • Application processing fee: $200 (non-refundable) . (Note: Older sources mention a $30 application + $250 license fee, but the current combined fee is $200 total for initial licensure.)
  • Initial License Fee: In NH, this appears to be included in the $200. According to administrative rules, the application fee is $200 and the “wall certificate” (license certificate) is an additional $50, but the wall certificate fee may be optional . Check if you need to include an extra $50 for the physical license certificate – the OPLC may invoice you or provide the certificate automatically.
  • Typically, you can pay by check or money order to “Treasurer, State of New Hampshire” or via credit card if an online application system is available.
• Submission: Send your completed application and attachments to the address provided (OPLC, Board of Home Inspectors, 7 Eagle Square, Concord NH 03301). As of 2025, NH OPLC may also offer online application submission – check the OPLC website for any online application portal.
• Timing: Once submitted, processing may take a few weeks. The Board will review your documents. If everything is in order, you will be issued your New Hampshire Home Inspector License. You’ll typically receive a license number and an expiration date.
• License Issuance: New Hampshire licenses are valid for 2 years from the date of issuance . You might receive a printable license certificate or ID card. The Board’s website also maintains a license lookup where your name will appear as a licensed Home Inspector.

After completing these steps, congratulations – you are a licensed New Hampshire Home Inspector! You can now legally perform home inspections throughout the state. Remember that if any part of your application is missing, the Board may contact you for clarification or additional information, so be responsive to any communications during the application process.

4. Estimated Costs (Training, Exams, Licensing, Tools)

Starting a home inspection career requires an upfront investment. Below is a breakdown of the estimated costs you can expect, from training to tools:

• Pre-Licensing Education: Depending on the provider and format, the 80-hour course can cost anywhere from $0 up to ~$1,000.
  • Low-cost option: InterNACHI members get the course free (though remember an annual membership is ~$499).
  • Many online courses (ICA, ATI, McKissock) range $400-$800 .
  • Premium packages or in-person classes might go up to $1,000 or more if they include extra materials or travel expenses.
  • Tip: Factor in the value of included extras (like exam prep, report software trials, etc.) when comparing course prices.
• NHIE Exam Fee: ~$225 for the National Home Inspector Exam . If you don’t pass on the first try, you’ll have to pay again for each retake, so investing in good exam prep is worthwhile to avoid multiple fees.
• Background Check: $25 for the NH State Police record check (this covers processing your Criminal Record Release form).
• Application/Licensing Fee: $200 to apply for and receive your initial 2-year license . (If you want an official wall certificate, add $50 , though this may be optional.)
• Insurance Costs:
  • General Liability Insurance: Typically $300-$600/year (around $40/month) for a basic $500,000 or $1 million liability policy . Some insurers may allow quarterly payments.
  • Errors & Omissions Insurance: $1,000-$2,500/year for a standard E&O policy, if you choose to carry it. Sometimes available as a combined policy with GL. (Not mandatory, but recommended.)
  • You usually don’t need to pay the full insurance premium before licensing—showing proof of a bound policy (with first payment made) is sufficient. However, budget for this ongoing cost.
• Tools and Equipment: Starting out, you’ll need a basic kit of inspection tools. You may already own some of these, but if not, budget for them. Initial tools can cost a few hundred to a couple of thousand dollars, depending on quality:
  • Flashlight: $20–$100 (a high-quality, bright LED flashlight is a must).
  • Electrical testers: $15–$100 for a basic receptacle tester and voltage tester; more for advanced circuit analyzers. For example, a combo GFCI/AFCI tester can be ~$50-$150.
  • Ladder: ~$100–$300 for a good multi-position or telescoping ladder (higher-end articulating ladders can be $400+ but many inspectors use a ~$200 telescoping ladder for portability).
  • Moisture Meter: $30–$50 for basic models , up to $300+ for professional-grade ones . This tool helps detect moisture in walls and is very useful in New England’s climate.
  • Infrared Thermometer: $20–$100 for a point-and-shoot IR thermometer (used to check HVAC output temps, etc.). Some inspectors eventually invest in a thermal imaging camera ($500+), but that’s optional and can come later as an added service.
  • Personal Protective Equipment (PPE): Gloves, safety glasses, dust mask – relatively cheap (maybe $50 total) .
  • Tool Bag/Pouch: $25–$100 to carry small tools.
  • Miscellaneous: A handheld mirror ($10), telescoping magnet ($10), measuring tape ($15), screwdriver set ($20), camera (though a smartphone may suffice for photos).
  • Optional Tools: Carbon monoxide detector ($75–$150) to test combustion appliance exhaust, and a drone ($1,000+) if you plan to inspect roofs that are not safely accessible. These can be added as you grow.
  • Saving tip: You don’t need top-of-the-line everything on day one. Start with reliable mid-range tools and upgrade as needed. Many new inspectors spend around $500-$800 on essential tools to get started.
• Business Setup Costs: (Beyond the scope of licensing, but worth noting) – things like setting up an LLC (~$100 fee in NH), getting business cards, and marketing materials. Also, home inspection reporting software can cost ~$20-$100/month, though some free options exist or free trials from courses. Plan for these as part of your startup budget.

Summary of Major Upfront Costs: If we total the must-haves: Course ($500), Exam ($225), Background check ($25), License fee ($200), Tools ($600 basic set), Insurance (let’s say $500 to start the policy) – you’re looking at roughly $1,500 to $2,000 in initial expenses, assuming you already have a computer for report writing. It can be done for less (especially if training is low-cost and you already own some tools), or more if you opt for premium courses and equipment.

Remember to also account for travel costs (to attend class or take the exam if the testing center is far) and lost time if you’re taking time off work to complete training or inspections.

5. Insurance Requirements (Liability and E&O Coverage)

Having the proper insurance is not only a licensing requirement but also critical for protecting your business. Here’s what you need to know about insurance for New Hampshire home inspectors:

• General Liability Insurance (Required): New Hampshire requires proof of general liability insurance to obtain and maintain your license. This covers bodily injury or property damage that could occur during an inspection. Important points:
  • The state does not mandate a specific minimum coverage amount. In practice, inspectors choose a coverage limit that balances cost and risk. Many carry $1 million per occurrence (a common standard in the industry), but some may start with $300k or $500k if that’s what they can afford or what insurers offer.
  • Make sure your policy is active at all times. Lapses in coverage could potentially violate regulations. The Board can require proof of ongoing coverage at renewal.
  • The insurance must be in your name or your company’s name (if you formed a business entity). Keep the certificate handy; you might also show clients that you’re insured.
  • Where to get it: Look for insurers specializing in home inspector insurance (e.g., InspectorPro, OREP, EliteMGA). They understand the specific risks of this profession. You can often get a quick quote online.
• Errors & Omissions (E&O) Insurance (Recommended): E&O insurance covers claims related to your professional work – e.g., if a client alleges you missed a serious defect during an inspection. While New Hampshire currently does not require E&O coverage by law, it is strongly recommended:
  • E&O will pay for legal defense and judgments/settlements if you’re sued over your inspection findings (or omissions). Even the best inspectors can’t catch everything, and this insurance can save your business in the event of a claim.
  • Some states mandate E&O, but NH doesn’t unless perhaps as a disciplinary action (the Board could require an inspector to get E&O if there was an issue). Nonetheless, many New Hampshire inspectors carry it voluntarily.
  • Combined Policies: Many insurance providers offer combined General Liability + E&O packages for home inspectors. This can be cost-effective. For example, you might get a package with $1M GL and $300k E&O, or other combinations, for a bundled rate.
  • Cost Consideration: As noted earlier, expect around $1,000-$2,000 per year for E&O coverage. Premiums vary based on the coverage limit (common E&O limits are $100k, $250k, $500k, or $1M). If you’re new with no inspection history, you may get a decent rate; if you have prior claims, it can be higher.
• Bonding: New Hampshire does not require a bond for home inspectors (some other professions do, but not this one). So you can focus on insurance.
• Workers’ Compensation: If you are a sole proprietor with no employees, you generally don’t need workers’ comp insurance (and NH doesn’t ask for it for licensing). If you hire employees or even have a helper, then state law may require you to get workers’ comp coverage. This is beyond the initial licensing stage but something to keep in mind if expanding your business.
• Insurance Proof for Renewal: At each license renewal (every 2 years), you will likely need to attest that you still carry liability insurance. The Board could request updated proof of insurance, so keep your policy renewed continuously.
• Claims History: Practice risk management to keep insurance costs in check. This means doing thorough inspections, using clear contracts with clients (including a limitation of liability if possible), and addressing any issues promptly. Insurers may ask about your claims history when you renew your policy.
• Other Coverage: Consider other insurance needs as you establish your business:
  • Commercial auto insurance if you use a vehicle primarily for business.
  • Equipment/tool coverage (often part of a business owner’s policy) to cover your tools against theft or damage.
  • Health insurance for yourself (if not covered elsewhere), since you’ll be self-employed.

Having proper insurance is not just bureaucratic – it’s a safety net that allows you to do your job with peace of mind. Always err on the side of caution with coverage. One major claim without insurance could be financially devastating, so these policies are truly essential.

6. Continuing Education and License Renewal

Getting licensed is only the beginning. New Hampshire wants home inspectors to stay up-to-date. You’ll need to renew your license every two years and complete continuing education (CE) to qualify for renewal. Here are the details:

• License Renewal Cycle: New Hampshire home inspector licenses are valid for 2 years (biennial) from the date of issuance . Your license certificate will show an expiration date. It’s your responsibility to renew on time.
• Renewal Fee: The biennial renewal fee is $200 . This is the cost to renew your license for another two-year period. There is also a late renewal policy – if you miss the expiration date, a late fee of 20% per month is added, and if more than 12 months have passed, reinstatement becomes $680 . So, mark your calendar and renew before expiration to avoid penalties.
• Continuing Education (CE) Requirement: 20 hours of continuing education (CE) are required every 2 years in New Hampshire . This must be completed before you renew, as a condition of renewal. Key points about CE:
  • Out of the 20 hours, at least 1 hour must be on recent building regulations and updates. (This is a state-specific stipulation to ensure inspectors stay current with building code changes or relevant laws.)
  • The remaining 19 hours can be elective topics related to home inspection (structural, HVAC, plumbing, electrical, new technology, report writing, business practices, etc.).
  • Course Approval: CE courses should be approved by the Board of Home Inspectors to count. Typically, courses offered by major home inspection schools, professional associations (InterNACHI, ASHI), or related industry conferences qualify. When in doubt, check the Board’s list of approved CE or ask if a course is acceptable.
  • Online vs In-Person: New Hampshire allows all 20 CE hours to be done online if you wish . There are no limitations on distance education for CE, which is convenient. You could take free online courses (InterNACHI offers a large library free for members, for example) or attend seminars.
  • Documentation: Keep certificates of completion for your CE courses. You do not usually need to send them in with your renewal, but you must attest that you completed the hours. The Board can audit licensees and request proof, so maintain your records for at least 3–4 years.
• Renewal Process: The Board will often send a renewal notice (to your address or email on file) a few months before your license expires. The renewal process typically involves:
  1. Fill out renewal application (confirming your contact info, answering questions like whether you had any criminal convictions or license discipline in the last period, and affirming you completed CE).
  2. Pay the $200 renewal fee.
  3. Submit proof of criminal background check if required again. (Usually for renewal, another background check isn’t required – it’s typically just at initial licensure. NH’s rules don’t explicitly mention repeating the background check for renewals, so it’s likely not needed unless a new issue arose.)
  4. Maintain Insurance: Ensure you still have liability insurance in force. The renewal form may require you to confirm that. If your insurer or policy number changed, update that information.
  5. CE attestation: You will sign that you have completed the required CE hours. The Board does not require every licensee to send in all CE certificates proactively, but they can ask for them, so be honest and complete your hours.
• License Lapse: If you fail to renew, your license will lapse. Practicing with a lapsed license could incur penalties. If you renew late (within the first 12 months after expiration), you’ll pay the accrued late fees on top of the renewal fee . If more than a year passes, you might have to apply anew (reinstatement) and possibly re-take the exam, depending on Board rules. It’s easier to keep it current.
• Continuing Education Opportunities: There are many ways to get your 20 hours:
  • Online courses: InterNACHI’s entire course catalog is approved for NH CE, and members can take them free . Other providers like McKissock, AHIT, Kaplan, etc., offer CE packages for a fee.
  • Local seminars/workshops: The ASHI Northern New England Chapter (ASHI-NNEC) or other regional inspector meetups often host technical seminars. These can count for CE and are a great way to network at the same time.
  • Conferences: Attending a national conference like InterNACHI’s annual convention or ASHI’s InspectionWorld can earn a lot of CE credits in a short time.
  • Specialty training: If you get additional certifications (radon testing, septic system inspection, etc.), those courses often provide CE hours too.
• Staying Updated: The home inspection industry and building tech are always evolving. CE isn’t just a requirement, but an opportunity to stay sharp and competitive. Also keep an eye on any changes in NH laws or rules – for instance, if the state adjusts required hours or adds new topics (the mandatory building regulations hour was a relatively recent rule).

By fulfilling your continuing education and renewing on time, you ensure your license remains in good standing. This demonstrates professionalism and commitment to clients and keeps you knowledgeable in your field.

7. Professional Associations and Certifications to Enhance Credentials

While not required for licensing, joining professional associations and obtaining additional certifications can greatly enhance your credibility and knowledge as a home inspector. In New Hampshire (and generally in the industry), the following organizations and credentials are worth considering:

• InterNACHI (International Association of Certified Home Inspectors): This is a large global association with many members in NH. Benefits of InterNACHI:
  • Offers extensive online training and certifications free with membership (everything from infrared thermography to wood-destroying organism inspection).
  • You can earn the Certified Professional Inspector (CPI) designation by completing their requirements (online exam, code of ethics course, standards of practice course, and submitting mock inspections).
  • Membership provides marketing materials, a home inspector forum, and even discounted insurance and software deals .
  • Dues are about $499/year, but this often pays for itself given all the training included (and remember the NH pre-licensing course is free for members , which is a big perk if you join early).
  • InterNACHI’s website also lists you in their Find an Inspector directory, which can help with client leads.
  • They have an New Hampshire state chapter or events, and a “InterNACHI Certified” logo you can use.
• ASHI (American Society of Home Inspectors): ASHI is a well-respected national association (with a long history) and has a Northern New England Chapter covering NH, Maine, and Vermont .
  • ASHI provides a home for networking with experienced inspectors in your region. Local chapters often meet for educational sessions.
  • ASHI members can work toward the ASHI Certified Inspector status, which requires passing the NHIE (which you’ll have as a NH licensee) and completing a certain number of fee-paid inspections with client verification.
  • They publish the ASHI Reporter magazine and have technical resources to keep you informed.
  • Joining ASHI can lend credibility, as some clients recognize the ASHI name. It shows you adhere to a code of ethics and standards of practice.
  • There are annual dues and meeting fees; check the ASHI website for current rates. As of 2025, national dues are around a few hundred dollars per year.
• Other Associations:
  • National Radon Proficiency Program (NRPP) or National Radon Safety Board (NRSB) – if you plan to do radon testing (which is common in NH due to radon prevalence), certification through these organizations is typically required by NHDES (New Hampshire Dept. of Environmental Services) . (See section 8 for more on radon requirements.)
  • Master Inspector Certification Board: After many years in business, you might qualify for the Certified Master Inspector (CMI) designation, which is a well-regarded certification for veteran inspectors (requires 1,000 inspections or hours and 3+ years experience, among other things).
  • State/Regional Groups: Even if not formal, look for a New England Inspectors group or online community. Sometimes inspectors in NH join broader groups on Facebook or forums to share tips and refer business when they’re booked.
• Benefits of Memberships:
  • Continuing Education: Both InterNACHI and ASHI provide abundant CE opportunities, often free or low-cost, which helps satisfy your 20-hour requirement and keep skills current.
  • Client Trust: Advertising that you are a member of a professional association and adhere to industry Standards of Practice and Code of Ethics can reassure clients and real estate agents. (NH itself has a Code of Ethics in its laws, but being part of an association doubles down on ethical commitments.)
  • Resources: Access to legal advice, inspection report templates, technical libraries, and tool discounts often come with these memberships.
  • Referral Networks: Especially with ASHI’s local chapter – other inspectors might pass along overflow work, or you might find a mentor who lets you shadow a few inspections.
• Additional Certifications: Beyond the core home inspection license, consider certifications in ancillary services to expand your business:
  • Radon Tester: As mentioned, radon certification is important in NH. NHDES recognizes NRPP or NRSB certification for radon measurement professionals . To get certified, you take a radon measurement course (InterNACHI has one free , or others are available) and pass an exam. This enables you to conduct radon tests legally in NH (radon testing is often a separate service clients request with home inspections).
  • Wood-Destroying Insect Inspector: Termite inspections may require a separate certification if you’re providing official Wood-Destroying Organism (WDO) reports. Check if NH requires a pesticide applicator license for WDO inspections (some states do). Even if not required, getting certified through a course will help you properly inspect for termites and carpenter ants.
  • Septic System Evaluator: In rural parts of NH, septic system inspections are common. There are courses (sometimes through state septic associations or University of New Hampshire Cooperative Extension) to learn how to inspect septic systems. This could add to your services.
  • Mold Inspector: If you want to offer mold testing or mold inspections, you’ll need to pay special attention to NH’s mold certification requirement (detailed in section 8). You might take an Indoor Air Quality or Mold Assessment course (AHIT, InterNACHI, or others offer these).
  • Infrared Thermography: Getting a Level I Thermographer certification can help if you use an infrared camera in inspections.
  • Energy Auditing/Home Energy Score Assessor: Another avenue some inspectors take is to get certified to provide energy efficiency assessments, which can complement home inspections.

While it might seem overwhelming to join associations or pursue extra certifications right away, you don’t have to do it all at once. A sensible path is:

1. Get licensed first.
2. In your first year, join one of the major associations (many new inspectors join InterNACHI for the resources, or ASHI if they value the local chapter experience – you can even join both).
3. Over the next year or two, add one or two ancillary certifications (radon is highly recommended in NH, and maybe one other service you’re interested in).
4. Down the line, strive for advanced credentials (like ASHI Certified Inspector or CMI) as you gain the required experience.

Engaging with the professional community will enhance your skills and your business. Clients often perceive inspectors with multiple certifications or association memberships as more qualified or trustworthy. It also helps you stay enthusiastic and passionate about your career by continuously learning.

8. New Hampshire-Specific Regulations and Unique Requirements

New Hampshire has a few unique laws and requirements that aspiring home inspectors should be aware of, beyond the standard licensing steps. These state-specific rules can affect what services you offer and how you operate:

• Residential Mold Assessment Certification: New Hampshire law requires a special certification for anyone performing “residential mold assessment” (effective since January 1, 2016) . This means if you plan to inspect for mold or advertise mold testing as part of your services:
  • You must obtain certification through the American Council for Accredited Certification (ACAC) as a mold assessor . ACAC offers certifications like Council-certified Residential Mold Inspector (CRMI) or Council-certified Microbial Consultant (CMC), which involve taking courses and passing an exam.
  • The NH Board of Home Inspectors informs the public that home inspectors doing mold work need this certification . It’s essentially a consumer protection: unqualified people shouldn’t be doing mold assessments.
  • Implication: As a new inspector, you cannot perform a standalone mold inspection or even call yourself a “mold inspector” in NH without the ACAC certification. If during a home inspection you see mold-like substance, you can note it in the report, but for a formal mold assessment (identifying type of mold, taking samples for lab analysis, etc.), you should be certified or refer the client to a mold specialist.
  • Many home inspectors do get this certification to add mold testing to their services. If you’re interested, look into ACAC-approved training programs for mold. This is unique to NH (not all states have such a requirement).
• Radon Testing Requirements: Radon is an important concern in New Hampshire homes. The state (through NHDES) requires that radon tests for real estate transactions be conducted by a qualified radon measurement provider. In practice:
  • You should obtain radon measurement certification through either AARST-NRPP or NRSB . These are national certifying bodies for radon professionals.
  • Certification involves taking a course (like InterNACHI’s radon measurement course or others) and passing a radon exam. Then you register with NRPP or NRSB and must comply with their continuing education to maintain that certification.
  • While this may not be a “law” enforced by the licensing board, it’s a de facto requirement since the NH Department of Health services expects radon testers to be certified. Also, it’s just good practice to have the credential – it shows you follow protocols for accurate radon testing.
  • Radon testing can be a significant add-on revenue source in NH, so it’s worth getting this certification early in your career.
• State Standards of Practice & Code of Ethics: New Hampshire administrative rules include a Standards of Practice (SOP) and Code of Ethics that licensed inspectors must follow (likely adopted from a national standard). Some unique points to be mindful of:
  • You are required to provide a written report of the home inspection to clients, which meets certain content criteria (this is standard practice, but it’s also in the rules).
  • You must disclose any conflicts of interest and adhere to ethical standards – e.g., you can’t deliberately hide defects to benefit anyone, and you shouldn’t perform repairs on a home you inspected (to avoid conflict of interest), etc. These ethical rules are similar to InterNACHI or ASHI codes, but remember you’re legally bound by the NH code.
  • It’s a good idea to read through NH Admin Rules Home 500 (Standards of Practice) and Home 400 (Ethical standards) once you’re licensed, so you know the exact requirements and limitations when performing inspections.
• No Apprenticeship Requirement: Unlike some states, NH does not require you to do any supervised inspections or apprenticeship period prior to licensing . Once you have your license, you can start inspecting independently immediately. However, because of this, you may want to shadow a veteran inspector voluntarily or get some mentorship to build confidence. The Board does not mandate it, but practical experience is invaluable.
• Report Filing: A few states require filing inspection summaries with the state or having clients sign specific state disclosure forms. New Hampshire currently does not have any such requirement to file your reports with the state. Your contract and report are between you and your client. Just ensure your pre-inspection agreement aligns with NH laws (for instance, NH allows contractual limitation of liability to the fee paid – check if that’s in the rules or ask an attorney).
• Advertising and Legal Name: Make sure you use your license number on any advertising or reports if required. Some states require the license # on reports, contracts, or ads. Check NH Board rules if they specify this. Even if not required, including “NH Licensed Home Inspector #XXXX” on your business cards and website is a good practice.
• Unique Climate/Regional Considerations: New Hampshire’s climate (cold winters, snow, ice) means inspectors here often deal with issues like ice dam damage, heating system stresses, private wells, and septic systems in rural areas, etc. While not a legal requirement, it’s wise to educate yourself on local housing stock and common defects:
  • E.g., many older New England homes have fieldstone foundations, oil-fired boilers, and wood stoves – understanding these is important. Take CE courses or read up on topics like heating systems and foundations specific to our region.
  • The state doesn’t mandate specialized endorsements for things like well water testing or septic, but if you want to offer them, learn the state guidelines (NH has a private well testing standard and septic inspection voluntary guidelines).
• Board of Home Inspectors (OPLC) Oversight: The NH Board of Home Inspectors (under the Office of Professional Licensure and Certification) is the body that issues your license and can also discipline licensees for misconduct. Unique points:
  • If a complaint is filed against you, the Board will follow RSA 310-A:196-199 for disciplinary proceedings. You have rights to a hearing. Common reasons for discipline might include gross negligence, fraud, felony convictions, or not maintaining insurance.
  • One possible disciplinary action (in addition to fines or suspension) could be the Board requiring you to carry E&O insurance if you didn’t before, or to get more education. Hopefully you’ll never face this, but be aware it’s in their power.
  • Always keep your contact information updated with the Board (if you move or change email) so you don’t miss any official communications, renewals, or rule changes.
• No Reciprocity Mentioned: If you are licensed in another state and moving to NH, note that New Hampshire doesn’t list a formal reciprocity agreement in the above research. You would likely have to fulfill the NH requirements (80 hours education and NHIE) unless you already took NHIE and had a license elsewhere for a while – the Board might waive the education if you demonstrate equivalent experience. Check directly with the Board if this applies to you. If coming from scratch, assume you must do it the standard NH way.

By understanding these New Hampshire-specific requirements and laws, you can ensure full compliance and avoid inadvertently stepping outside your legal bounds. It also allows you to broaden your services (like radon, mold, septic) in a compliant way, which can set you apart in the market.

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Conclusion

Embarking on a career as a home inspector in New Hampshire involves a clear sequence of steps: education, exam, insurance, and licensing, followed by ongoing learning and professional growth. By meeting the 80-hour training requirement, passing the NHIE , securing the necessary insurance, and submitting your application with all the checklist items, you can obtain your NH Home Inspector License and begin inspecting homes across the Granite State.

Keep in mind the importance of maintaining your license through biennial renewal with 20 hours of CE , and consider investing in your professional development via associations like ASHI and InterNACHI. While New Hampshire’s licensing covers residential inspections, expanding your skills to areas like commercial inspections, radon testing , and mold assessment (with proper certifications ) will enhance your service offerings.

Becoming a knowledgeable, licensed inspector not only satisfies legal requirements but also builds the trust needed to succeed in this field. Always refer to official New Hampshire resources (such as the NH OPLC Board of Home Inspectors website ) for up-to-date information and any changes in laws or rules. With this comprehensive guide, you have a roadmap to start your journey toward a rewarding career as a New Hampshire home inspector.

Sources:

• New Hampshire Revised Statutes & Administrative Rules for Home Inspectors
• NH Office of Professional Licensure and Certification – Board of Home Inspectors guidelines
• American Society of Home Inspectors (ASHI) – NH Requirements (2025 update)
• InterNACHI – New Hampshire Licensing & CE information
• All American Training Institute (AHIT) – “5 Steps to Become a Home Inspector in NH”
• Inspector Toolbelt – Home Inspection Startup Costs (tools & training estimates)
• Working RE and EliteMGA – Insurance requirements for NH Home Inspectors.